Saved strategy
Strategy #7
L 2030 all year
The plan
- January, 1st trading day: L 2030
No moves during the year. Saved Oct 28, 2026.
How it did, 2005 to 2026
$10,000 on Jul 29, 2005 would be about
$46,600
by Oct 27, 2026. Left in the C Fund the whole time: about $96,600.
Note: started 2005-07-29 (first day with prices for L2030) instead of the last priced day before 2005.
- Growth per year
- 7.5%
- C Fund 11.0%
- Worst year
- −27.5%
- 2008; C Fund −37.0%
- Biggest drop
- 43%
- peak to trough; C Fund 55%
- Beat the C Fund
- 4 of 20
- full calendar years
Checked on years it was not built from, 2018 to 2026: 8.6% a year against 14.5% for the C Fund.
Since-saved result: appears once a priced day has passed since the plan was saved. That figure is the one test the plan could not have been fitted to.
| Span | Growth/yr | C Fund | Worst year | Drop |
|---|---|---|---|---|
| Full history2005–2026 | 7.5% | 11.0% | −27.5% | 43% |
| Last 10 years2016–2026 | 9.0% | 15.0% | −10.3% | 22% |
| Last 5 years2021–2026 | 8.8% | 14.8% | −10.3% | 17% |
Year by year
| Year | This plan | C Fund |
|---|---|---|
| 2005* | 3.8% | 5.0% |
| 2006 | 15.0% | 15.8% |
| 2007 | 7.1% | 5.5% |
| 2008 | −27.5% | −37.0% |
| 2009 | 22.5% | 26.7% |
| 2010 | 12.5% | 15.1% |
| 2011 | −0.3% | 2.1% |
| 2012 | 12.6% | 16.1% |
| 2013 | 20.2% | 32.4% |
| 2014 | 5.7% | 13.8% |
| 2015 | 1.0% | 1.5% |
| 2016 | 7.1% | 12.0% |
| 2017 | 14.5% | 21.8% |
| 2018 | −3.6% | −4.4% |
| 2019 | 17.6% | 31.5% |
| 2020 | 11.3% | 18.3% |
| 2021 | 12.4% | 28.7% |
| 2022 | −10.3% | −18.1% |
| 2023 | 15.8% | 26.2% |
| 2024 | 11.5% | 25.0% |
| 2025 | 15.2% | 17.8% |
| 2026* | 9.2% | 13.8% |
* part of a year. Returns are from official daily share prices; each move happens at the close of its day.
Past performance does not predict future returns. This is not investment advice.
Official TSP share prices through Oct 27, 2026.
Compare with other saved strategies side by side, or browse the TSP Tools leaderboard. The C Fund and every other fund held all year are there too.