Saved strategy

Strategy #4

S Fund all year

The plan

No moves during the year. Saved Oct 28, 2026. Open in the backtester to change it.

How it did, 2003 to 2026

$10,000 on Jun 2, 2003 would be about

$112,000

by Oct 27, 2026. Left in the C Fund the whole time: about $124,000.

Note: started 2003-06-02 (first day with prices for S) instead of the last priced day before 2003.

Growth per year: 10.9%; C Fund 11.4%
Worst year: −38.3%; 2008; C Fund −37.0%
Biggest drop: 57%; peak to trough; C Fund 55%
Beat the C Fund: 8 of 22; full calendar years

This planC Fund onlylog scale

Checked on years it was not built from, 2018 to 2026: 10.0% a year against 14.5% for the C Fund.

Since-saved result: appears once a priced day has passed since the plan was saved. That figure is the one test the plan could not have been fitted to.

Over different spans
Span	Growth/yr	C Fund	Worst year	Drop
Full history2003–2026	10.9%	11.4%	−38.3%	57%
Last 10 years2016–2026	11.3%	15.0%	−26.3%	42%
Last 5 years2021–2026	7.4%	14.8%	−26.3%	36%

Year by year

Year	This plan	C Fund
2003*	24.2%	16.2%
2004	18.0%	10.8%
2005	10.5%	5.0%
2006	15.3%	15.8%
2007	5.5%	5.5%
2008	−38.3%	−37.0%
2009	34.8%	26.7%
2010	29.1%	15.1%
2011	−3.4%	2.1%
2012	18.6%	16.1%
2013	38.3%	32.4%
2014	7.8%	13.8%
2015	−2.9%	1.5%
2016	16.3%	12.0%
2017	18.2%	21.8%
2018	−9.3%	−4.4%
2019	28.0%	31.5%
2020	31.9%	18.3%
2021	12.5%	28.7%
2022	−26.3%	−18.1%
2023	25.3%	26.2%
2024	16.9%	25.0%
2025	11.4%	17.8%
2026*	12.3%	13.8%

* part of a year. Returns are from official daily share prices; each move happens at the close of its day.

Past performance does not predict future returns. This is not investment advice.

Official TSP share prices through Oct 27, 2026.

Compare with other saved strategies side by side, or browse the TSP Tools leaderboard. The C Fund and every other fund held all year are there too.